The cost of insurance fraud is estimated to be in excess of $40 billion dollars annually which costs the average family between $400-$700 per year in increased premiums. Covert Investigative Services (CIS) will investigate an alleged insurance fraud case thoroughly and conduct discreet surveillance on the subject. CIS will subsequently determine if the subject is faking an injury, if this is in fact occurring, CIS will obtain the compelling evidence necessary for court proceedings.